Roopya, a SaaS-based lending infrastructure platform, has successfully raised Rs 4 crore in a seed funding round led by Inflection Point Ventures (IPV). The capital infusion will be used to bolster Roopya’s lending infrastructure and enhance its embedded finance capabilities.
Co-founded by Sudipta Kumar Ghosh and Raman Vig, Roopya offers a SaaS-based lending infrastructure platform tailored for NBFCs and fintech lenders. The platform’s standout feature is its no-code, AI-powered Lending-as-a-Service (LaaS) stack, enabling financial institutions to roll out loan products within 4–6 days.
Roopya’s platform includes a fully automated Loan Origination System (LOS), encompassing e-KYC, underwriting, disbursement, and collections, all in adherence to RBI guidelines to ensure regulatory compliance throughout the lending process.
The company collaborates with over 20 lenders, collectively processing more than 30,000 loans per month. In the ongoing fiscal year, the platform has facilitated loans exceeding Rs 100 crore, operating across 10 states and supporting over 1,100 point-of-sale terminals.
Roopya claims to streamline operational costs by up to 30% and reduce loan processing time by over 50% for its clients, offering enhanced efficiency and cost savings.
Currently, Roopya processes approximately Rs 200 crore in annual loan volume, marking a 12% year-on-year growth trajectory.
Source: Entrackr : Latest Posts