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Paytm has addressed the implications of the National Payments Corporation of India’s (NPCI) decision to reduce TPAP and Payer PSP fees on RuPay UPI credit card transactions. The fee cut primarily affects consumer app revenue, while merchant earnings remain largely unaffected. Given that Paytm generates the bulk of its revenue from merchant transactions, the impact on its overall earnings is expected to be minimal.
In the third quarter of FY26, Paytm reported a profit of Rs 225 crore and a 20% increase in revenue, surpassing the performance of its competitor, PhonePe.
Source: Tech-Economic Times