Digital lending platform Moneyview has reported strong financial figures as it prepares for its upcoming initial public offering (IPO), filing its draft red herring prospectus (DRHP) with the Securities and Exchange Board of India (SEBI). The Bengaluru-based company recorded a profit of Rs 210 crore on operating revenue of Rs 2,373 crore during the nine-month period ending December 2025.
Founded in 2014 by Puneet Agarwal and Sanjay Aggarwal, Moneyview offers personal loans, credit score tracking, and insurance services through its credit-led digital financial platform.
Key revenue sources for Moneyview included fees and commission, contributing 35% of income at Rs 724 crore, and interest income of Rs 206 crore. Total revenue, including other sources, reached Rs 2,408.5 crore in the same period.
On the expenditure side, the company allocated significant funds to impairment on financial instruments, finance costs, advertising, employee benefits, and other expenses, totaling Rs 2,080 crore. This expenditure led to a healthy expense-to-revenue ratio of 0.88.
With a net profit of Rs 210 crore and an EBITDA margin of 30.03%, Moneyview showcased robust financial performance. The company’s balance sheet revealed total assets of Rs 7,719 crore, with substantial cash reserves and current assets.
Moneyview’s IPO strategy involves a fresh equity share issue of Rs 1,500 crore and an offer for sale of up to 13.6 crore equity shares by existing stakeholders, including co-founder Puneet Agarwal and early investors like Accel, Ribbit Capital, and Apis Partners.
Source: Entrackr : Latest Posts